DARE TO COMPARE
In a direct head to head comparison of coverage for a member and spouse, with highest level of coverage, it is clear that the coverage offered by the NRA is not sufficient to adequately cover a criminal trial. A $400,000 trial would leave Carry Guard members $250,000 out of pocket. Every shooting will be investigated, and while not all will be criminally prosecuted, this is the first hurdle that the victim will have to overcome as a citizen involved in a self defense incident. Civil litigation is rare in self defense cases of civilians, especially if no criminal charges are brought against the victim. So why do most insurance companies cover civil unlimited and have such low caps on criminal? Because that is where the real cost is, and bottom line profits come before the interests of their members.