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“We know what our members need. Even before we started CCW Safe, we knew what concealed carry holders needed, and more importantly, what they expected.”.

When it comes to defending your family in your home, there have been some questions that come up. This article is a guide to the circumstances involved in using deadly force in your home.
Most states have a ”Castle Doctrine”. In some states it is referred to as the “Make My Day Law”. In those states, a person has certain protections and immunities and may in certain circumstances use force, up to and including deadly force, to defend against an intruder without becoming liable to prosecution. If you are in your home, and you reasonably fear imminent peril of death or serious bodily harm to yourself or a family member, you can protect yourself with deadly force. That is a right that every person has, to protect themselves and the ones they love, wherever you live. If you live in a state that has the Castle Doctrine, you may do so without the duty to retreat, and without fear of criminal prosecution or civil lawsuit. States without the Castle Doctrine may rely on case law instead of specific legislation, may enforce a duty to retreat, and may impose specific restrictions on the use of deadly force. Duty to retreat is simply that you have the duty to try to retreat before using deadly force. Part of your training regimen should involve knowing the laws of use of force and self defense in the jurisdiction where you live or travel.
Let’s go through a list of some things that you should do if you are involved in a deadly force situation in your home.
If you are forced to defend yourself in your home very seldom will anything further come of it. But, there have been cases that have had issues with a shooting inside a home, but were cases where the a subject had a right to be in the home, or was provoked or instigated to enter the home.
There are similar laws such as the “Stand your ground” laws that some states have implemented, which remove the requirement of the threat being required to occur on your own property. However, any case outside your home may be looked at differently than in your home, even in the “stand your ground” law is in effect. Due to the political climate of today, special interest groups and other external influences, this may be the case. We will look at those instances more in depth in a future article.
For more information on the Castle Doctrine, and laws in individual states, follow this link.
Mike Darter, Co Founder of CCW Safe, explains what CCW Safe is and exactly what we do.
| Service/ Insurance Product | Out of Pocket Expense | Coverage Limits | Investigators, Attorneys & Expert Witnesses |
Attorney Network | Annual Cost | Nationwide Coverage |
| CCW Safe ccwsafe.com |
None- Legal Membership | Unlimited, No caps | Yes | Yes, Defense Research Institute (DRI) Attorney Network | $99 Individual $150 Dual $75 Military/LE |
Anywhere permit is honored |
| CHL Protection Plan chlpp.com |
None- Legal Membership | Unlimited, No Caps | No, Local Criminal Attorney Only | None | $129 Individual $229 Dual $75 Multi Year Membership |
Anywhere permit is honored |
| Texas/US Law Shield uslawshield.com |
None- Legal Membership | Unlimited, No Caps | No, Attorneys Only |
Attorney Network- 13 states | $131.40 Individual $240 Dual |
13 states |
| Armed Citizens Network armedcitizens network.org |
None- Legal Membership | $5-$10k limit, then member has to apply for grant. Grant not guaranteed. | No, Attorneys only. Member finds criminal attorney, Insurance provides civil attorney | None | $125 Individual $175 Dual $690 Ten year membership |
All 50 states |
| USCCA Self Defense Shield usconcealed carry.com |
Insurance- Member is reimbursed | Tiered. Plans start at 25k and range to 300k | No, Attorneys only. Member finds criminal attorney, Insurance provides civil attorney | Network | $127 Silver Plus $197 Gold Plus $297 Platinum Plus |
All 50 states |
| NRA Self Defense Coverage locktonrisk.com |
Insurance- Member is reimbursed | Tiered. Plans range from 50k to 250k | No, Attorneys only. Member finds criminal & civil attorney. | None | $165 Individual $254 Dual L.E. packages from $50-$205 |
All 50 states |
CCW Safe Military/LE Membership $75 / year
CCW Safe Dual Membership $150 / year
CCW Safe Single Membership $99 / year
5 Year Membership Special- Buy 4 Get One Free!
$396
CCW Safe Military/LE Membership
$75 / year
CCW Safe Dual Membership
$150 / year
CCW Safe Single Membership
$99 / year
