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Plan Comparison

7 plans selected. Use the checkboxes to control which plans you want to compare. View all plans
Permit Plans
Non-Permit Plans
Defender Plan Select Options
Protector Plan Select Options
Ultimate Plan Select Options
HR-218 Plan Select Options
Freedom Plan Select Options
Constitutional Carry Plan Select Options
Home Defense Select Options
Availability and Cost Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
Availability

Any CCW Permit Holder

Active or Retired LE/MIL or honorably discharged Veterans and credentialed first responders

Any CCW Permit holder

Active or retired LE/HR218/LEOSA ONLY

Any person allowed to carry a firearm, residing in a 'Constitutional Carry' state

Any person allowed to carry a firearm, residing in a 'Constitutional Carry' state

Any person legally allowed to possess a firearm in their state of residence.

Restricted States

*NJ, NY, WA

*NJ, NY, WA

*NJ, NY, WA

*NJ, & WA

*NJ, NY, WA

*NJ, NY, WA

*NJ, NY, WA

Annual/Monthly Costs

$209/$19

$179/$16

$519/$47

$399/$37

$609/$55

$299/$27

$299/$27

Incident Coverage Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
**Any incident where force is used pursuant to a reasonable belief that use of deadly force is necessary to protect from imminent danger of death or great bodily harm. This includes any necessary force with ALL legal weapons and physical force to defend against a life-threatening attack in self-defense.

Member: in 47 states

Spouse and Children Under 18: In Home Only

Member OFF DUTY ONLY in 47 states

Spouse and children under 18: In Home Only

Member and spouse in 47 states

Children under 18: In Home Only

Member OFF DUTY ONLY in 48 states

Spouse and children under 18: In Home Only(If NY spouse must be LE/HR218-no coverage for children)

Member and Spouse in home state and states allowing permitless carry

Children under 18: in home only

Member only in home state and states allowing permitless carry

Spouse and children under 18: In Home Only

Member, spouse and children under 18: In Home Only

Bond Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
Bond Coverage Included In Plan

$1,000,000

$1,000,000

$1,500,000 Member and Spouse

$1,000,000

$1,500,000 Member and Spouse

$1,000,000

$1,000,000

$1.5M Bond Upgrade Add-On - Annual/Monthly

$50/$5

$50/$5

Included

N/A

Included

$50/$5

$50/$5

Bond Coverage In Home for Spouse and Children Under 18

$250,000

$250,000

$500,000

$250,000

$500,000

$250,000

$250,000

Cost and fee coverage Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
Criminal Defense Costs (upfront)

NO CAP

NO CAP

NO CAP

NO CAP

NO CAP

NO CAP

NO CAP

Civil Defense Costs (upfront)

NO CAP

NO CAP

NO CAP

NO CAP

NO CAP

NO CAP

NO CAP

Civil Trial Costs Covered even if found Guilty in a Criminal trial

Y

Y

Y

Y

Y

Y

Y

$1.5 Million Civil Liability

N/A

N/A

Included Primary only

N/A

Included Primary only

N/A

N/A

$2 Million Civil Liability

N/A

N/A

See Upgrade

N/A

See Upgrade

N/A

N/A

$1 Million Civil Liability - per member

$220/$20

$220/$20

N/A

Included Primary Only

N/A

$220/$20

$220/$20

Red Flag law (upfront)

Up to $5000

Up to $5000

Up to $10,000

Up to $5000

Up to $10,000

Up to $5000

Up to $5000

Crime scene clean up

Up to $3000 in home

Up to $3000 in home

Up to $4000 in home + car

Up to $3000 in home

Up to $4000 in home + car

Up to $3000 in home

Up to $3000 in home

Firearm replacement if applicable

See terms

See terms

See terms

See terms

See terms

See terms

See terms

Lost wages during trial

Up to $750.00 per day

Up to $750.00 per day

Up to $1000 per day

Up to $750.00 per day

Up to $1000 per day

Up to $750.00 per day

Up to $750.00 per day

Family Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
Spouse covered (with or without valid permit)

Inside home only

Inside home only

Inside and Outside of home

Inside home only NO Coverage in NY unless spouse is LE/HR218

Inside and Outside of home

Inside home only

Inside home only

Complete spouse coverage inside and outside the home (with or without valid permit)

$100 Add-on

$100 Add-on

Included

$100 Add-on NOT available in NY unless spouse is LE/HR218

Included

$100 Add-on

N/A

Children under 18 covered

Inside home only

Inside home only

Inside home only

Inside home only NO Coverage in NY

Inside home only

Inside home only

Inside home only

Response and Follow-up Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
24 hour Emergency Hotline
24 Hour Emergency Response Team
National Trial Counsel (Coordinates legal team)
Vetting, hiring and Coordination of Legal team
Trained after incident Peer Support
Licensed Professional Counseling Sessions

10 up to $1,500.00

10 up to $1,500.00

40 up to $6,000.00

10 up to $1,500.00

40 up to $6,000.00

10 up to $1,500.00

10 up to $1,500

Special Benefits Defender Plan Protector Plan Ultimate Plan HR-218 Plan Freedom Plan Constitutional Carry Plan Home Defense
Up to $15k of funeral expenses if death of member killed during a self-defense incident
TSA Violation - up to $10,000 for legal expenses related to an unintentional TSA screening violation (see terms)

Texas School Guardian Program

Louisiana Act 680: Veteran Permitless Carry

Volunteer Church Security Teams

Defender Plan $209 /Year Select Options
Protector Plan $179 /Year Select Options
Ultimate Plan $519 /Year Select Options
HR-218 Plan $399 /Year Select Options
Freedom Plan $609 /Year Select Options
Constitutional Carry Plan $299 /Year Select Options
Home Defense $299 /Year Select Options