Civil Liability
Current members upgrade to the $1,000,000 civil liability coverage for primary member under Defender and Protector plans and spouse separately under all plans. $220 Annual fee per member (Ultimate plan spouse only).
Spouse Coverage
Current members upgrade to add spouse coverage in public (new permitted spouse or provisional coverage). Spouse is covered Free under Ultimate plan. $100 Annual fee apply for legally married spouse within same residence .
Bond coverage
Current members upgrade to the $1,000,000 bond coverage for primary member or spouse separately under Defender and Protector plans only. $50 Annual fee per member.